Capital Area Federal Credit Union: It’s Your Money- Access it Whenever and Wherever you Need it!

We have many convenient ways to access your funds, even when you can’t get to the credit union.

  1. Make transfers, loan payments and check your balances online or over the phone with our convenient, secure and FREE online banking and automated phone banking services!
  2. Withdraw money or make purchases with your Capital Area Visa Debit Card! We belong to the SuRF network, which allows you to use any ATM on the network to withdraw money with no surcharge fee!
  3. Use any of the thousands of shared branching credit union locations nationwide to transact business as though you were at Capital Area- at no charge!
  4. Unless otherwise requested, every draft account is set up on automatic transfer from your share account to cover overdraft items that may be presented with non-sufficient funds in your draft account, HOWEVER, we only allow six (6) automatic transfers free per month, after the six (6) there will be a $10.00 per item excessive transfer fee assessed to the share account at the end of each month.

Having your checking account at Capital Area makes sense- we offer the products you need with low fees and the service you deserve as an owner of the credit union! Contact us today to learn more about our checking account services… you’ll be glad you did!

Visa Debit Cards

Why carry cash or checks when all this is all you need? Capital Area FCU offers VISA debit cards for easier access to your money! VISAlogo

  • It’s an ATM card…only better especially
  • Many Surcharge Free terminal throughout MaineGet cash worldwide
  • Use the card instead of a check
  • Use for purchases anywhere VISA is accepted
  • Pick your own PIN

Click here to view and download the CU24 VISA Check Card agreement and application form. Please print the application, complete with your information, sign in the designated area and return it to the credit union.