Personal and Vehicle Loans

Personal Loans

If you’ve ever waited hours or even days to hear back from your financial institution about a loan application, then you’ll really appreciate the Capital Area difference. At Capital Area, “It’s All About You!” When you’re ready to buy that new vehicle, refinance an existing loan or consolidate bills into one easy payment, we want to help you close the deal as quickly and as easily as possible. No long wait times or credit committees to deal with; at Capital Area it’s as easy as 1, 2, 3:

  1. Apply for a loan right now! Or, if you’d rather, give us a call at 207-622-3442 or stop into the office to chat with our loan staff.
  2. We’ll get back to you within 24 hours, or the next business day… most of the time even faster
  3. Get your money! Most loan closings take less than 15 minutes, but our experienced loan staff is also ready to answer any questions you have. We want to make this a comfortable experience for you!

The Capital Area difference makes it easy to buy that new vehicle, refinance an existing loan or consolidate bills into one easy payment.

We also offer fixed rate VISA credit cards as low as 7.99% APR* and offer balance transfers with NO FEE! (*Annual Percentage Rate) 

Vehicle Loans

Capital Area Federal Credit Union Auto Loans are built in the best way that will work for you the member. We offer several different programs such as our 2% APR Buy Down/Purchase Program and our Dealer Match Program. 

We have rates as low as 2.99% APR and terms up to 96 months for new and used, (some retractions apply) and do our best to offer you same day financing or within 24 hours.

Pre-approvals are also available so you know how much you will qualify for when you go shopping.

Come in and talk with one of our loan representatives and let us help you get into the vehicle and payment that is best for you! 

Or Apply for a loan right now!