Mortgages, Land Loans and Home Equities from your Local Credit Union

Buying or refinancing a home loan or purchasing a piece of land, can be an overwhelming process. At Capital Area you will find experienced lending staff you can trust to help you navigate the options and chose the loan that will work best for you. Our goal is to help you achieve real estate ownership with a loan you can afford, we’ll never push you to borrow more than you can reasonably afford to repay. 

If you’re thinking about buying a home, purchasing a piece of land, refinancing your existing mortgage or making improvements to your current home, contact us today to find out more information about our Mortgage, Land Loans and Home Equity Programs. You can also print out the following mortgage loan application and two (2) other required documents, complete, sign and return them to the credit union, and we will start the pre-qualification process for you.

  1. Mortgage Loan Application      
  2. Consent to pull credit form
  3. Non-refundable fee form


In addition to our in-house programs Capital Area Federal Credit Union is partnered with CUSO Mortgage to be able to offer you additional services that we may not be able to do for you. CUSO is a credit union owned organization so they will treat you with the same respect that you would receive if you were dealing with Capital Area directly.  See our lending department for more details.