Capital Area Federal Credit Union: Serving Kennebec, Waldo and Lincoln Counties in Maine
Capital Area Federal Credit Union has been proud to serve our members for over 50 years. We have grown over time but have not forgotten who we are and those who have supported us over the years. We are proud to offer you a full range of financial services; from share accounts to checking accounts; youth saver programs and our young and free accounts; we have IRA products, and a wide variety of lending products from personal loans to real estate and commercial loans.
If you live, work, worship or attend school, a business and/or other legal entities located in Kennebec, Waldo or Lincoln County, and/or you are a relative of a current member or reside in the same **household, then you are eligible to join Capital Area!
We are proud to offer you a full range of financial products and services.
We have accounts for the young and the young at heart.
At Capital Area- “It’s All About You!”
**Household is defined as persons living in the same residence and who maintain a single economic unit, including family members, domestic partners, foster children and legal guardian relationships.




